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Users of this website, which is operated by PJM Group Limited ("the Company"), are requested to abide by the terms and conditions of use set forth herein. By using the company’s websites, you will be deemed to have accepted these terms and conditions.

The Company reserves the right to change these terms and conditions at any time without prior notice. In the event that any changes are made, the revised terms and conditions shall be posted on this website immediately. Please check the latest information posted herein to inform yourself of any changes.

The content, text, graphics, videos and code included in this website, together with all rights of copyright, are exclusively owned by the company. No part of this website may be reproduced, distributed, publicly displayed, publicly performed, or adapted or modified, in any form or medium, whether by electronic transmission or otherwise, without the prior written consent of the company.

The company does not warrant, represent, authorise or endorse the reliability, accuracy or completeness of any such Material published on the company’s websites including third party display advertisements.

The Company does not provide any warranty in relation to any goods or services advertised for sale on any of the company’s websites by third parties including, but not limited to, any representation or warranty that the goods or services are of merchantable quality, fit for the purpose intended, safe for the purpose intended, as described by the seller or owned by the seller.

The Company shall assume no responsibility, whatsoever, for any damages caused to users or third parties as a result of the stoppage of website services to a user to whom any of the previous provisions apply.


Goods and Services Provided By Third Parties

You are responsible for making all relevant searches, enquiries and investigations in relation to any listed product or service.

The Company does not act as any persons agent or broker; arrange any contract between you and any person or; provide any warranty in relation to any persons goods or services; The company will not be responsible for the terms of any transaction between you and any person; any goods or services purchased by you from any person or; resolving any dispute between you and any person.


Limitation of liability

The Company, its officers, directors, and employees expressly waive and disclaim any and all liability, and all users agree to hold such parties harmless from any claim or demand, due to or arising out of any use of any of the company’s websites or downloaded files or applications from its websites.


Copyright, Trademarks and Licence

Material on the company’s websites is protected by international copyright and intellectual property laws. All rights not expressly granted under these terms and conditions are reserved by The Company. Unless otherwise indicated, the material on the company’s websites is owned by or licensed to the company and is subject to copyright (the "Copyright Material").

The Company and other names of the company’s products and/or services referenced herein are trademarks or registered trademarks of PJM Group Limited. Other product and company names mentioned on any of the company’s websites may be the trademarks of their respective owners. Nothing displayed on any of the company’s websites should be construed as granting you any intellectual property rights including the right to use any trademark, without the company’s (or the relevant owner’s, if applicable) express written consent.

In consideration of the company allowing you to access and use the company’s websites you grant to the company a non-exclusive, payment free, perpetual, irrevocable licence to reproduce, modify, delete, adapt and publish any material you post, upload or otherwise transmit via Communications Services and to sub-licence the same for such purposes as the company determines from time to time (subject to the company’s Privacy Policy). You warrant that: you have all necessary rights in the content that you contribute, the content is not defamatory, that it does not infringe any law and you indemnify the company, its officers, agents and contractors against any liability, loss, claim or demand arising out of or in respect of a breach of that warranty. You waive any moral rights you may have in relation to the material.


User Conditions

As a condition of your use of any of the company’s websites, you warrant you will not:

Use the company’s websites for any purpose that is unlawful or prohibited by this Agreement;

Use the company’s websites in any manner that could damage, disable, overburden, or impair them;

Use any device, software or routine to interfere or attempt to interfere with the proper working of the company’s websites

Transmit files that contain viruses, corrupted files, worms, defects or any other similar software or programs that may damage the operation of another's computer or damage any of the company’s infrastructure;

Interfere with any other party's use of the company’s websites;

Use the company’s websites to upload, post or distribute any advertising or solicitations;

Use the company’s websites in such a way as to gain unauthorized access to the computer systems of others; or

Transmit any information or material which is knowingly incorrect, misleading or deceptive.

Transmit any defamatory, infringing, obscene, indecent or unlawful information or material or information.

Transmit spam, chain letters, contests, junk mail, surveys or other mass messaging;

A user shall use his or her email address and password only for personal use, and must not transfer, loan, or otherwise provide them to third parties for the use of such third parties.

The Company considers, in its absolute discretion, that you or any party related to you (including any agent, representative, contractor or associate) has acted contrary to these Terms and Conditions or in a manner contrary to the Company’s interests, then the company may immediately terminate your right to access and use any of the company’s websites at any time and reserves its rights to take any action it deems necessary or desirable to prevent such repeated action and / or further access to any of the company’s websites.


The Company and Your Privacy

The Company will properly handle personal information of users in accordance with the Privacy Policy posted separately on this website.

What Law Governs these Terms and Conditions

Governing Laws

The formulation, legal force, application and interpretation of these terms and conditions of use shall be governed by the laws of The British Virgin Islands.


Disputes between a user and the Company or partner company over the use of this website shall be exclusively heard first in the, The British Virgin Islands.